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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,265 | $102,429+172.6% | $147,096+89.9% | $80,925+245.1% |
| Participation rate | 91.4% | 75.9%+15.5pp | 82.2%+9.2pp | 67.7%+23.7pp |
| Annual return | 14.73% | 135.02%-120.3pp | 419.75%-405.0pp | 35.65%-20.9pp |
| Employer contribution / active EE | $10,778 | $3,716+190.1% | $4,936+118.4% | $2,756+291.0% |
| Participant deferral / active EE | $9,254 | $6,649+39.2% | $8,071+14.7% | $4,299+115.3% |
| Admin fee / account holder | $43,025 | $7,957+440.7% | $13,005+230.8% | $6,940+520.0% |