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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,611 | $105,200+176.2% | $159,474+82.2% | $85,847+238.5% |
| Participation rate | 95.9% | 75.8%+20.2pp | 82.8%+13.1pp | 69.3%+26.6pp |
| Annual return | 8.64% | 45.08%-36.4pp | 263.68%-255.0pp | 318.61%-310.0pp |
| Employer contribution / active EE | $9,716 | $3,319+192.8% | $4,831+101.1% | $2,565+278.7% |
| Participant deferral / active EE | $8,833 | $5,946+48.6% | $7,353+20.1% | $3,952+123.5% |
| Admin fee / account holder | $6,613 | $6,934-4.6% | $10,802-38.8% | $6,261+5.6% |