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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,649 | $82,678+143.9% | $125,391+60.8% | $68,490+194.4% |
| Participation rate | 97.4% | 75.1%+22.4pp | 82.4%+15.1pp | 67.9%+29.5pp |
| Annual return | -27.24% | -5.97%-21.3pp | 572.41%-599.7pp | -7.85%-19.4pp |
| Employer contribution / active EE | $8,798 | $3,382+160.1% | $4,816+82.7% | $2,597+238.8% |
| Participant deferral / active EE | $7,435 | $6,111+21.7% | $7,448-0.2% | $4,028+84.6% |
| Admin fee / account holder | $4,706 | $6,277-25.0% | $10,009-53.0% | $5,403-12.9% |