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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,219 | $93,598+172.7% | $135,974+87.7% | $75,173+239.5% |
| Participation rate | 95.8% | 75.2%+20.6pp | 81.9%+13.9pp | 67.2%+28.6pp |
| Annual return | 20.00% | 30.89%-10.9pp | 68.30%-48.3pp | 160.72%-140.7pp |
| Employer contribution / active EE | $8,794 | $3,538+148.6% | $4,859+81.0% | $2,671+229.2% |
| Participant deferral / active EE | $7,847 | $6,405+22.5% | $7,760+1.1% | $4,126+90.2% |
| Admin fee / account holder | $18,739 | $6,978+168.6% | $10,767+74.0% | $5,651+231.6% |