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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,239 | $29,736+563.3% | $56,033+252.0% | $80,935+143.7% |
| Participation rate | 40.0% | 41.7%-1.7pp | 52.5%-12.5pp | 67.7%-27.7pp |
| Annual return | 14.91% | 35.28%-20.4pp | 1711.38%-1696.5pp | 35.66%-20.7pp |
| Employer contribution / active EE | $1,011 | $671+50.5% | $1,041-2.9% | $2,757-63.3% |
| Participant deferral / active EE | $1,423 | $1,228+15.9% | $1,954-27.2% | $4,299-66.9% |
| Admin fee / account holder | $2,288 | $2,434-6.0% | $2,827-19.1% | $6,924-67.0% |