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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,505 | $34,316+163.7% | $74,723+21.1% | $72,976+24.0% |
| Participation rate | 55.1% | 42.4%+12.7pp | 54.5%+0.6pp | 69.5%-14.4pp |
| Annual return | 22.61% | 26.58%-4.0pp | 753.18%-730.6pp | 81.02%-58.4pp |
| Employer contribution / active EE | $1,061 | $692+53.3% | $1,084-2.1% | $2,440-56.5% |
| Participant deferral / active EE | $1,341 | $1,272+5.4% | $1,962-31.6% | $3,608-62.8% |
| Admin fee / account holder | $2,011 | $2,125-5.3% | $3,335-39.7% | $5,124-60.7% |