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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,562 | $37,446+454.3% | $77,552+167.6% | $79,856+159.9% |
| Participation rate | 59.0% | 41.5%+17.4pp | 54.2%+4.8pp | 69.6%-10.7pp |
| Annual return | 19.11% | 39.76%-20.7pp | 54.82%-35.7pp | 31.71%-12.6pp |
| Employer contribution / active EE | $1,528 | $637+139.8% | $987+54.8% | $2,471-38.2% |
| Participant deferral / active EE | $1,717 | $1,261+36.2% | $1,861-7.7% | $3,741-54.1% |
| Admin fee / account holder | $1,477 | $2,506-41.1% | $2,859-48.3% | $5,306-72.2% |