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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,174 | $27,943+526.9% | $58,507+199.4% | $75,177+133.0% |
| Participation rate | 35.9% | 38.8%-2.9pp | 50.9%-14.9pp | 67.2%-31.3pp |
| Annual return | 18.39% | 44.22%-25.8pp | 4252.32%-4233.9pp | 160.75%-142.4pp |
| Employer contribution / active EE | $867 | $670+29.4% | $1,053-17.7% | $2,671-67.6% |
| Participant deferral / active EE | $1,209 | $1,202+0.6% | $1,922-37.1% | $4,126-70.7% |
| Admin fee / account holder | $2,754 | $1,727+59.5% | $2,486+10.8% | $5,651-51.3% |