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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,239 | $29,716+563.8% | $56,077+251.7% | $80,925+143.7% |
| Participation rate | 40.0% | 41.7%-1.7pp | 52.5%-12.5pp | 67.7%-27.7pp |
| Annual return | 14.91% | 35.30%-20.4pp | 1709.28%-1694.4pp | 35.65%-20.7pp |
| Employer contribution / active EE | $1,011 | $671+50.6% | $1,040-2.8% | $2,756-63.3% |
| Participant deferral / active EE | $1,423 | $1,228+15.8% | $1,954-27.2% | $4,299-66.9% |
| Admin fee / account holder | $2,288 | $2,432-5.9% | $2,825-19.0% | $6,940-67.0% |