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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,633 | $29,319+557.0% | $52,425+267.4% | $82,448+133.6% |
| Participation rate | 44.6% | 46.9%-2.2pp | 55.6%-11.0pp | 68.1%-23.4pp |
| Annual return | 15.91% | 535.20%-519.3pp | 302.12%-286.2pp | 41.64%-25.7pp |
| Employer contribution / active EE | $1,063 | $586+81.3% | $914+16.3% | $2,551-58.3% |
| Participant deferral / active EE | $1,474 | $1,171+25.8% | $1,790-17.7% | $4,139-64.4% |
| Admin fee / account holder | $48,353 | $1,962+2364.3% | $2,495+1838.1% | $7,234+568.4% |