See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: RESOURCES INVESTMENT ADVISORS, LLC Service code 27 · EIN 43-1451524 | Advisory (Plan) | $36,000 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $10,819 |
NBT BANCORP NA2 years Filed as: NBT BANK, N.A. Service code 21 · EIN 16-1268674 | Bank Trustee | $10,122 |
CHARLES SCHWAB & CO., INC.10+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1490952 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,484 | $88,890-35.3% | $102,423-43.9% | $77,643-26.0% |
| Participation rate | 68.9% | 80.9%-12.0pp | 76.5%-7.6pp | 70.6%-1.7pp |
| Annual return | 25.06% | 24.98%+0.1pp | 29.32%-4.3pp | 31.24%-6.2pp |
| Employer contribution / active EE | $2,053 | $2,698-23.9% | $3,023-32.1% | $2,726-24.7% |
| Participant deferral / active EE | $6,996 | $5,145+36.0% | $5,053+38.4% | $4,647+50.5% |
| Admin fee / account holder | $97 | $235-58.8% | $9,451-99.0% | $430-77.4% |