See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: RESOURCES INVESTMENT ADVISORS, LLC Service code 27 · EIN 43-1451524 | Advisory (Plan) | $36,000 |
NBT BANCORP NA1 year Filed as: NBT BANK, N.A. Service code 21 · EIN 16-1268674 | Bank Trustee | $11,868 |
CHARLES SCHWAB & CO., INC.9+ years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 82-3967259 | Securities Custodian | $5,360 |
CHARLES SCHWAB & CO., INC.9+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1490952 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,928 | $99,078-55.7% | $96,544-54.5% | $74,419-41.0% |
| Participation rate | 69.0% | 80.7%-11.7pp | 76.0%-7.0pp | 70.7%-1.7pp |
| Annual return | 27.29% | 22.48%+4.8pp | 25.84%+1.4pp | 34.38%-7.1pp |
| Employer contribution / active EE | $2,051 | $2,570-20.2% | $2,965-30.8% | $2,637-22.2% |
| Participant deferral / active EE | $6,082 | $4,933+23.3% | $4,851+25.4% | $4,528+34.3% |
| Admin fee / account holder | $100 | $225-55.4% | $8,252-98.8% | $348-71.2% |