See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA5 years Filed as: NBT BANCORP Service code 21 · EIN 15-0395735 | Bank Trustee | $39,921 |
CHARLES SCHWAB & CO., INC.6+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1490952 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,967 | $79,519-51.0% | $95,952-59.4% | $73,409-46.9% |
| Participation rate | 65.3% | 81.2%-15.9pp | 77.1%-11.8pp | 72.2%-6.9pp |
| Annual return | 26.21% | 19.20%+7.0pp | 91.61%-65.4pp | 59.29%-33.1pp |
| Employer contribution / active EE | $972 | $2,048-52.5% | $2,541-61.7% | $2,234-56.5% |
| Participant deferral / active EE | $3,440 | $4,138-16.9% | $4,167-17.4% | $3,805-9.6% |
| Admin fee / account holder | $148 | $184-19.5% | $6,795-97.8% | $158-6.0% |