See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: RESOURCES INVESTMENT ADVISORS, LLC Service code 27 · EIN 43-1451524 | Advisory (Plan) | $39,000 |
NBT BANCORP NA7 years Filed as: NBT BANCORP Service code 21 · EIN 15-0395735 | Bank Trustee | $22,576 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 82-3967259 | Securities Custodian | $6,344 |
CHARLES SCHWAB & CO., INC.8+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1490952 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,647 | $72,254-56.2% | $86,677-63.5% | $64,808-51.2% |
| Participation rate | 62.9% | 80.4%-17.5pp | 76.6%-13.7pp | 71.5%-8.6pp |
| Annual return | -13.18% | 392.42%-405.6pp | 35.91%-49.1pp | 32.82%-46.0pp |
| Employer contribution / active EE | $1,555 | $2,393-35.0% | $2,836-45.2% | $2,506-37.9% |
| Participant deferral / active EE | $5,139 | $4,658+10.3% | $4,656+10.4% | $4,310+19.2% |
| Admin fee / account holder | $141 | $174-19.0% | $7,493-98.1% | $188-25.0% |