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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,515 | $87,059+21.2% | $105,608-0.1% | $80,925+30.4% |
| Participation rate | 96.8% | 70.4%+26.3pp | 75.3%+21.5pp | 67.7%+29.1pp |
| Annual return | 13.17% | 17.05%-3.9pp | 116.50%-103.3pp | 35.65%-22.5pp |
| Employer contribution / active EE | $2,204 | $2,396-8.0% | $3,167-30.4% | $2,756-20.0% |
| Participant deferral / active EE | $7,278 | $3,986+82.6% | $5,010+45.3% | $4,299+69.3% |
| Admin fee / account holder | $1,787 | $8,443-78.8% | $11,028-83.8% | $6,940-74.3% |