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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,920 | $79,955+6.2% | $98,461-13.8% | $75,173+13.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 17.39% | 19.75%-2.4pp | 21.17%-3.8pp | 160.72%-143.3pp |
| Employer contribution / active EE | $5,184 | $2,264+129.0% | $3,049+70.1% | $2,671+94.1% |
| Participant deferral / active EE | $6,472 | $3,752+72.5% | $4,738+36.6% | $4,126+56.8% |
| Admin fee / account holder | $4,125 | $6,841-39.7% | $8,961-54.0% | $5,651-27.0% |