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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,715 | $61,660-8.0% | $80,022-29.1% | $64,173-11.6% |
| Participation rate | 81.3% | 71.7%+9.6pp | 75.8%+5.4pp | 69.6%+11.7pp |
| Annual return | -6.23% | -0.33%-5.9pp | 11.22%-17.4pp | 7.63%-13.9pp |
| Employer contribution / active EE | $1,268 | $1,810-30.0% | $2,468-48.6% | $2,381-46.7% |
| Participant deferral / active EE | $2,800 | $2,968-5.7% | $3,686-24.0% | $3,470-19.3% |
| Admin fee / account holder | $706 | $5,417-87.0% | $6,521-89.2% | $4,887-85.6% |