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| Provider | Service type | Compensation |
|---|---|---|
BAIRD FUNDS3 years Filed as: ROBERT W BAIRD & CO Service code 27 PO BOX 88499 · MILWAUKEE, WI 53288 | Advisory (Plan) | $37,926 |
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $17,206 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,645 | $79,184+39.7% | $102,438+8.0% | $74,546+48.4% |
| Participation rate | 65.7% | 74.8%-9.1pp | 76.5%-10.8pp | 67.2%-1.5pp |
| Annual return | 12.51% | 54.95%-42.4pp | 29.37%-16.9pp | 1366.03%-1353.5pp |
| Employer contribution / active EE | $5,542 | $2,362+134.6% | $3,024+83.3% | $2,624+111.2% |
| Participant deferral / active EE | $4,230 | $4,414-4.2% | $5,054-16.3% | $4,347-2.7% |
| Admin fee / account holder | $378 | $2,001-81.1% | $9,448-96.0% | $1,944-80.5% |