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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,513 | $77,638+208.5% | $156,551+53.0% | $62,881+280.9% |
| Participation rate | 87.3% | 71.2%+16.1pp | 84.0%+3.3pp | 69.3%+18.0pp |
| Annual return | 6.99% | 50.33%-43.3pp | 32.23%-25.2pp | 20.14%-13.2pp |
| Employer contribution / active EE | $12,635 | $3,444+266.9% | $5,501+129.7% | $2,281+454.0% |
| Participant deferral / active EE | $7,764 | $3,046+154.9% | $4,871+59.4% | $3,203+142.4% |
| Admin fee / account holder | $31,376 | $5,561+464.2% | $13,028+140.8% | $4,296+630.4% |