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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,196 | $95,406+246.1% | $185,849+77.7% | $85,847+284.6% |
| Participation rate | 94.3% | 68.8%+25.5pp | 81.7%+12.6pp | 69.3%+25.0pp |
| Annual return | 14.52% | 23.59%-9.1pp | 122.10%-107.6pp | 318.61%-304.1pp |
| Employer contribution / active EE | $16,869 | $3,314+409.1% | $5,169+226.4% | $2,565+557.6% |
| Participant deferral / active EE | $9,207 | $3,424+168.9% | $5,569+65.3% | $3,952+132.9% |
| Admin fee / account holder | $42,206 | $7,214+485.0% | $16,244+159.8% | $6,261+574.1% |