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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,511 | $73,863+256.8% | $143,797+83.3% | $68,490+284.7% |
| Participation rate | 88.6% | 66.7%+21.9pp | 80.3%+8.3pp | 67.9%+20.7pp |
| Annual return | -12.69% | 0.91%-13.6pp | -0.04%-12.6pp | -7.85%-4.8pp |
| Employer contribution / active EE | $12,335 | $3,185+287.3% | $4,952+149.1% | $2,597+375.0% |
| Participant deferral / active EE | $7,342 | $3,385+116.9% | $5,638+30.2% | $4,028+82.3% |
| Admin fee / account holder | $58,918 | $5,756+923.6% | $14,679+301.4% | $5,403+990.5% |