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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,772 | $97,550-42.8% | $120,344-53.7% | $87,485-36.2% |
| Participation rate | 76.0% | 72.8%+3.2pp | 76.7%-0.7pp | 68.9%+7.1pp |
| Annual return | 7.27% | 18.41%-11.1pp | 20.30%-13.0pp | 26.06%-18.8pp |
| Employer contribution / active EE | $0 | $2,291-100.0% | $3,020-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,245 | $4,230-23.3% | $5,135-36.8% | $4,274-24.1% |
| Admin fee / account holder | $3,796 | $9,543-60.2% | $12,742-70.2% | $7,775-51.2% |