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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,481 | $62,583-44.9% | $76,767-55.1% | $64,173-46.3% |
| Participation rate | 79.2% | 72.8%+6.3pp | 77.0%+2.2pp | 69.6%+9.6pp |
| Annual return | -4.83% | -1.95%-2.9pp | 2.43%-7.3pp | 7.63%-12.5pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,312 | $3,145-26.5% | $3,852-40.0% | $3,470-33.4% |
| Admin fee / account holder | $429 | $4,667-90.8% | $6,675-93.6% | $4,887-91.2% |