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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,278 | $78,423-48.6% | $95,964-58.0% | $79,856-49.6% |
| Participation rate | 77.3% | 73.5%+3.8pp | 77.1%+0.2pp | 69.6%+7.7pp |
| Annual return | 15.99% | 19.37%-3.4pp | 91.64%-75.7pp | 31.71%-15.7pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,908 | $3,440-44.5% | $4,167-54.2% | $3,741-49.0% |
| Admin fee / account holder | $3,722 | $5,622-33.8% | $6,797-45.2% | $5,306-29.9% |