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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,527 | $64,909-48.3% | $82,312-59.3% | $62,293-46.2% |
| Participation rate | 81.7% | 74.9%+6.9pp | 76.9%+4.8pp | 69.5%+12.2pp |
| Annual return | 14.59% | 21.18%-6.6pp | 25.88%-11.3pp | 28.90%-14.3pp |
| Employer contribution / active EE | $0 | $1,676-100.0% | $2,428-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $2,140 | $3,103-31.0% | $3,706-42.3% | $3,169-32.5% |
| Admin fee / account holder | $3,434 | $440+681.1% | $5,608-38.8% | $479+616.4% |