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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,772 | $95,453-41.6% | $112,040-50.2% | $82,448-32.4% |
| Participation rate | 76.0% | 72.8%+3.3pp | 76.5%-0.5pp | 68.1%+8.0pp |
| Annual return | 7.27% | 23.92%-16.6pp | 24.52%-17.2pp | 41.64%-34.4pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,245 | $4,224-23.2% | $5,098-36.3% | $4,139-21.6% |
| Admin fee / account holder | $3,796 | $9,013-57.9% | $12,098-68.6% | $7,234-47.5% |