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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,772 | $104,098-46.4% | $140,514-60.3% | $94,015-40.7% |
| Participation rate | 76.0% | 73.7%+2.3pp | 77.8%-1.8pp | 70.8%+5.2pp |
| Annual return | 7.27% | 15.14%-7.9pp | 14.36%-7.1pp | 17.84%-10.6pp |
| Employer contribution / active EE | $0 | $2,388-100.0% | $3,378-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $3,245 | $4,033-19.5% | $4,919-34.0% | $4,249-23.6% |
| Admin fee / account holder | $3,796 | $10,439-63.6% | $13,697-72.3% | $8,951-57.6% |