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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,435 | $58,234-16.8% | $81,783-40.8% | $80,874-40.1% |
| Participation rate | 66.7% | 63.4%+3.2pp | 72.4%-5.7pp | 67.6%-1.0pp |
| Annual return | 17.34% | 41.70%-24.4pp | 775.05%-757.7pp | 35.62%-18.3pp |
| Employer contribution / active EE | $1,339 | $2,341-42.8% | $2,913-54.0% | $2,756-51.4% |
| Participant deferral / active EE | $3,045 | $3,283-7.3% | $4,320-29.5% | $4,297-29.1% |
| Admin fee / account holder | $4,655 | $4,982-6.6% | $7,380-36.9% | $6,935-32.9% |