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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,876 | $99,668+88.5% | $86,451+117.3% | $134,545+39.6% |
| Participation rate | 83.3% | 82.1%+1.3pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -14.03% | 6789.61%-6803.6pp | 4398.51%-4412.5pp | 418.37%-432.4pp |
| Employer contribution / active EE | $0 | $4,403-100.0% | $3,770-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $3,328 | $7,249-54.1% | $6,953-52.1% | $6,401-48.0% |
| Admin fee / account holder | $60,066 | $8,377+617.1% | $6,734+791.9% | $11,431+425.5% |