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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,566 | $124,175+99.4% | $108,405+128.4% | $167,536+47.8% |
| Participation rate | 80.0% | 82.3%-2.3pp | 80.1%-0.1pp | 82.1%-2.1pp |
| Annual return | 16.36% | 1380.13%-1363.8pp | 905.55%-889.2pp | 478.82%-462.5pp |
| Employer contribution / active EE | $0 | $4,188-100.0% | $3,559-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $4,447 | $6,908-35.6% | $6,563-32.2% | $6,342-29.9% |
| Admin fee / account holder | $893 | $9,457-90.6% | $7,297-87.8% | $12,315-92.7% |