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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,287 | $115,917+90.9% | $100,535+120.1% | $158,982+39.2% |
| Participation rate | 72.7% | 81.6%-8.9pp | 79.4%-6.7pp | 82.0%-9.2pp |
| Annual return | 16.06% | 34.80%-18.7pp | 30.90%-14.8pp | 302.99%-286.9pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,213 | $6,677-51.9% | $6,271-48.8% | $5,983-46.3% |
| Admin fee / account holder | $22,023 | $11,002+100.2% | $8,085+172.4% | $11,252+95.7% |