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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,314 | $107,941+60.6% | $91,994+88.4% | $152,909+13.3% |
| Participation rate | 72.7% | 81.2%-8.5pp | 78.6%-5.9pp | 82.5%-9.7pp |
| Annual return | 24.22% | 89.28%-65.1pp | 69.04%-44.8pp | 345.46%-321.2pp |
| Employer contribution / active EE | $0 | $4,212-100.0% | $3,453-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $3,508 | $6,366-44.9% | $5,924-40.8% | $5,851-40.1% |
| Admin fee / account holder | $735 | $10,521-93.0% | $7,744-90.5% | $11,601-93.7% |