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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,035 | $174,379+148.3% | $152,093+184.7% | $138,895+211.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.32% | 74.86%-59.5pp | 66.36%-51.0pp | 145.39%-130.1pp |
| Employer contribution / active EE | $2,550 | $4,652-45.2% | $4,175-38.9% | $4,194-39.2% |
| Participant deferral / active EE | $4,066 | $6,159-34.0% | $5,451-25.4% | $6,396-36.4% |
| Admin fee / account holder | $82,959 | $16,880+391.5% | $14,497+472.3% | $12,562+560.4% |