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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,800 | $73,863+328.9% | $143,797+120.3% | $68,490+362.5% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -16.82% | 0.91%-17.7pp | -0.04%-16.8pp | -7.85%-9.0pp |
| Employer contribution / active EE | $2,124 | $3,185-33.3% | $4,952-57.1% | $2,597-18.2% |
| Participant deferral / active EE | $3,617 | $3,385+6.8% | $5,638-35.9% | $4,028-10.2% |
| Admin fee / account holder | $4,338 | $5,756-24.6% | $14,679-70.4% | $5,403-19.7% |