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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,463 | $217,427+63.0% | $185,837+90.7% | $167,518+111.6% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.55% | 148.39%-134.8pp | 122.08%-108.5pp | 478.71%-465.2pp |
| Employer contribution / active EE | $3,572 | $5,874-39.2% | $5,168-30.9% | $4,838-26.2% |
| Participant deferral / active EE | $3,949 | $6,357-37.9% | $5,568-29.1% | $6,342-37.7% |
| Admin fee / account holder | $7,873 | $19,816-60.3% | $16,241-51.5% | $12,312-36.1% |