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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,529 | $81,276+389.1% | $155,574+155.5% | $80,925+391.2% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 12.74% | 33.36%-20.6pp | 64.87%-52.1pp | 35.65%-22.9pp |
| Employer contribution / active EE | $2,539 | $3,103-18.2% | $4,676-45.7% | $2,756-7.9% |
| Participant deferral / active EE | $3,711 | $3,453+7.5% | $5,629-34.1% | $4,299-13.7% |
| Admin fee / account holder | $12,127 | $7,993+51.7% | $15,914-23.8% | $6,940+74.7% |