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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,035 | $172,111+151.6% | $150,298+188.1% | $137,256+215.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.32% | 69.37%-54.0pp | 62.79%-47.5pp | 220.34%-205.0pp |
| Employer contribution / active EE | $2,550 | $4,636-45.0% | $4,154-38.6% | $4,156-38.7% |
| Participant deferral / active EE | $4,066 | $6,166-34.1% | $5,453-25.4% | $6,407-36.5% |
| Admin fee / account holder | $82,959 | $16,471+403.7% | $14,116+487.7% | $12,270+576.1% |