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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,529 | $81,358+388.6% | $155,556+155.6% | $80,959+391.0% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 12.74% | 33.39%-20.6pp | 64.84%-52.1pp | 35.67%-22.9pp |
| Employer contribution / active EE | $2,539 | $3,106-18.3% | $4,675-45.7% | $2,757-7.9% |
| Participant deferral / active EE | $3,711 | $3,455+7.4% | $5,631-34.1% | $4,300-13.7% |
| Admin fee / account holder | $12,127 | $7,994+51.7% | $15,885-23.7% | $6,925+75.1% |