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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,480 | $77,901-57.0% | $149,717-77.6% | $75,181-55.5% |
| Participation rate | 64.4% | 65.6%-1.2pp | 78.8%-14.4pp | 67.2%-2.8pp |
| Annual return | 16.68% | 31.73%-15.0pp | 134.41%-117.7pp | 160.69%-144.0pp |
| Employer contribution / active EE | $1,356 | $3,137-56.8% | $4,820-71.9% | $2,671-49.2% |
| Participant deferral / active EE | $2,503 | $3,411-26.6% | $5,682-55.9% | $4,126-39.3% |
| Admin fee / account holder | $676 | $5,949-88.6% | $13,213-94.9% | $5,650-88.0% |