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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,936 | $75,962-80.3% | $154,108-90.3% | $64,173-76.7% |
| Participation rate | 57.4% | 70.4%-13.0pp | 83.0%-25.6pp | 69.6%-12.2pp |
| Annual return | -5.14% | 30.32%-35.5pp | 735.21%-740.3pp | 7.63%-12.8pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,707 | $3,175-14.7% | $5,081-46.7% | $3,470-22.0% |
| Admin fee / account holder | $2,099 | $5,589-62.4% | $13,411-84.3% | $4,887-57.1% |