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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,218 | $208,088-66.3% | $186,193-62.3% | $154,746-54.6% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.1%-27.1pp | 80.7%-30.7pp |
| Annual return | 14.14% | 89.97%-75.8pp | 78.03%-63.9pp | 172.34%-158.2pp |
| Employer contribution / active EE | $1,233 | $4,340-71.6% | $3,918-68.5% | $4,379-71.8% |
| Participant deferral / active EE | $1,399 | $7,078-80.2% | $6,513-78.5% | $6,730-79.2% |
| Admin fee / account holder | $16 | $11,698-99.9% | $11,058-99.9% | $14,365-99.9% |