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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,846 | $211,105-72.6% | $178,449-67.6% | $145,978-60.4% |
| Participation rate | 46.7% | 80.8%-34.1pp | 77.1%-30.4pp | 80.3%-33.6pp |
| Annual return | 12.10% | 30.19%-18.1pp | 27.09%-15.0pp | 550.52%-538.4pp |
| Employer contribution / active EE | $1,276 | $4,569-72.1% | $3,951-67.7% | $4,662-72.6% |
| Participant deferral / active EE | $1,400 | $6,959-79.9% | $6,277-77.7% | $6,690-79.1% |
| Admin fee / account holder | $0 | $12,017-100.0% | $10,362-100.0% | $13,400-100.0% |