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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,530 | $90,530+9.9% | $76,030+30.9% | $145,897-31.8% |
| Participation rate | 95.2% | 74.4%+20.8pp | 69.1%+26.2pp | 80.3%+14.9pp |
| Annual return | 17.61% | 625.08%-607.5pp | 361.54%-343.9pp | 552.29%-534.7pp |
| Employer contribution / active EE | $1,384 | $3,319-58.3% | $2,688-48.5% | $4,663-70.3% |
| Participant deferral / active EE | $3,650 | $5,164-29.3% | $4,257-14.3% | $6,689-45.4% |
| Admin fee / account holder | $1,981 | $8,383-76.4% | $6,421-69.1% | $13,390-85.2% |