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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,530 | $90,397+10.1% | $76,002+31.0% | $145,959-31.8% |
| Participation rate | 95.2% | 74.5%+20.7pp | 69.1%+26.2pp | 80.3%+15.0pp |
| Annual return | 17.61% | 621.97%-604.4pp | 360.07%-342.5pp | 561.95%-544.3pp |
| Employer contribution / active EE | $1,384 | $3,317-58.3% | $2,688-48.5% | $4,661-70.3% |
| Participant deferral / active EE | $3,650 | $5,163-29.3% | $4,257-14.3% | $6,689-45.4% |
| Admin fee / account holder | $1,981 | $8,369-76.3% | $6,414-69.1% | $13,398-85.2% |