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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,561 | $96,491-30.0% | $75,894-11.0% | $152,885-55.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 21.78% | 33.98%-12.2pp | 30.76%-9.0pp | 345.39%-323.6pp |
| Employer contribution / active EE | $1,228 | $3,310-62.9% | $2,501-50.9% | $4,763-74.2% |
| Participant deferral / active EE | $2,664 | $4,553-41.5% | $3,603-26.1% | $5,851-54.5% |
| Admin fee / account holder | $1,719 | $8,079-78.7% | $5,420-68.3% | $11,598-85.2% |