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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,459 | $84,236+104.7% | $170,435+1.2% | $70,126+145.9% |
| Participation rate | 91.7% | 70.8%+20.8pp | 83.6%+8.1pp | 69.5%+22.1pp |
| Annual return | 9.93% | 23.06%-13.1pp | 205.94%-196.0pp | 73.15%-63.2pp |
| Employer contribution / active EE | $2,535 | $3,387-25.2% | $5,432-53.3% | $2,343+8.2% |
| Participant deferral / active EE | $6,177 | $3,086+100.2% | $4,939+25.1% | $3,332+85.4% |
| Admin fee / account holder | $1,261 | $5,698-77.9% | $13,881-90.9% | $4,645-72.9% |