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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,080 | $78,690+254.7% | $161,489+72.8% | $87,485+219.0% |
| Participation rate | 92.3% | 67.5%+24.8pp | 78.7%+13.6pp | 68.9%+23.4pp |
| Annual return | 12.73% | 32.74%-20.0pp | 89.72%-77.0pp | 26.06%-13.3pp |
| Employer contribution / active EE | $1,820 | $2,588-29.7% | $4,268-57.4% | $2,596-29.9% |
| Participant deferral / active EE | $8,448 | $3,311+155.2% | $5,630+50.1% | $4,274+97.7% |
| Admin fee / account holder | $8,290 | $6,724+23.3% | $16,006-48.2% | $7,775+6.6% |