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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,023 | $85,171+152.5% | $172,753+24.5% | $72,976+194.6% |
| Participation rate | 93.8% | 70.1%+23.7pp | 82.6%+11.1pp | 69.5%+24.3pp |
| Annual return | 3.48% | 27.32%-23.8pp | 803.00%-799.5pp | 81.02%-77.5pp |
| Employer contribution / active EE | $2,875 | $3,324-13.5% | $5,144-44.1% | $2,440+17.8% |
| Participant deferral / active EE | $7,039 | $3,260+115.9% | $5,198+35.4% | $3,608+95.1% |
| Admin fee / account holder | $26,016 | $5,880+342.4% | $13,956+86.4% | $5,124+407.7% |