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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,667 | $142,392-43.3% | $119,622-32.6% | $134,532-40.0% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.3%+8.2pp | 81.2%+6.3pp |
| Annual return | -13.75% | -12.46%-1.3pp | -14.98%+1.2pp | 418.27%-432.0pp |
| Employer contribution / active EE | $153 | $5,224-97.1% | $4,232-96.4% | $4,741-96.8% |
| Participant deferral / active EE | $3,363 | $6,467-48.0% | $5,601-39.9% | $6,401-47.5% |
| Admin fee / account holder | $6,348 | $13,593-53.3% | $10,328-38.5% | $11,429-44.5% |