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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,893 | $275,752-8.3% | $256,809-1.5% | $198,609+27.3% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 12.82% | 34.81%-22.0pp | 32.73%-19.9pp | 202.70%-189.9pp |
| Employer contribution / active EE | $4,993 | $7,721-35.3% | $7,263-31.3% | $5,055-1.2% |
| Participant deferral / active EE | $9,098 | $10,037-9.4% | $9,520-4.4% | $6,977+30.4% |
| Admin fee / account holder | $24,722 | $25,716-3.9% | $25,146-1.7% | $19,030+29.9% |