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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,470 | $197,625+32.3% | $177,840+47.0% | $158,966+64.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 16.70% | 58.76%-42.1pp | 48.32%-31.6pp | 302.95%-286.2pp |
| Employer contribution / active EE | $3,665 | $6,698-45.3% | $5,919-38.1% | $4,762-23.0% |
| Participant deferral / active EE | $6,545 | $8,405-22.1% | $7,714-15.2% | $5,983+9.4% |
| Admin fee / account holder | $25,110 | $15,405+63.0% | $12,431+102.0% | $11,250+123.2% |