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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,989 | $197,819-25.7% | $155,789-5.6% | $125,389+17.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | -2.10% | 86.73%-88.8pp | 71.54%-73.6pp | 282.24%-284.3pp |
| Employer contribution / active EE | $2,555 | $4,850-47.3% | $3,839-33.4% | $4,866-47.5% |
| Participant deferral / active EE | $6,240 | $5,631+10.8% | $4,798+30.1% | $5,352+16.6% |
| Admin fee / account holder | $833 | $9,544-91.3% | $7,477-88.9% | $9,541-91.3% |