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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,378 | $211,239+5.7% | $178,528+25.1% | $145,877+53.1% |
| Participation rate | 87.5% | 80.8%+6.7pp | 77.1%+10.4pp | 80.3%+7.2pp |
| Annual return | 16.30% | 30.22%-13.9pp | 27.11%-10.8pp | 551.28%-535.0pp |
| Employer contribution / active EE | $2,399 | $4,570-47.5% | $3,950-39.3% | $4,663-48.6% |
| Participant deferral / active EE | $6,176 | $6,963-11.3% | $6,278-1.6% | $6,691-7.7% |
| Admin fee / account holder | $28,571 | $12,095+136.2% | $10,419+174.2% | $13,402+113.2% |