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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,210 | $202,440+2.9% | $169,390+22.9% | $139,466+49.3% |
| Participation rate | 87.5% | 81.1%+6.4pp | 77.2%+10.3pp | 80.3%+7.2pp |
| Annual return | 15.70% | 532.36%-516.7pp | 406.07%-390.4pp | 373.66%-358.0pp |
| Employer contribution / active EE | $2,448 | $4,693-47.8% | $4,013-39.0% | $4,754-48.5% |
| Participant deferral / active EE | $5,944 | $6,940-14.3% | $6,222-4.5% | $6,712-11.4% |
| Admin fee / account holder | $1,496 | $10,722-86.0% | $9,015-83.4% | $11,409-86.9% |